Dedicate a savings account to your goal, and even better -- auto deduct from your checking account so you are forced to meet it. Smarty Pig.com piggy banks.
Aggregate your accounts within your own banks website, or check out Mint.com
Learn about your student loan debt, and your repayment options from Saltmoney.org
If you have personal finance tools that you use regularly and speak highly of, I'd like to hear about them.
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